In order to better provide you with insurance services, we may collect two types of information or data about our users: (1) Personally Identifiable Information (“PII”), and (2) Aggregate Information.
Personally Identifiable Information. PII refers to information that lets us know the specifics of who you are. When you engage in certain activities on this Site or through corresponding applications on mobile devices, such as registering for an account, downloading information about a product or our Services, requesting a quote, or sending us feedback, we may ask you to provide certain information about yourself. For example, you may provide PII directly to us in connection with signing up, registering or interacting with Company through the use of the Services, when you set up an account for Services, when you subscribe to email alerts, updates or newsletters, or when you respond to a survey, fill out a form, or complete or update any user or Client profile through the Services.
PII means information that can directly or indirectly lead to the identification of a living person, such as an individual’s name, address, company name, email address, telephone or facsimile number, license number, medical identification number, photograph, account identifiers, account password, driving history records, business and personal residence addresses, payment information, credit reports, credit card information, other billing data, or other identifying characteristic. The identification may occur by reference to one or more factors specific to the individual’s physical, physiological, mental, economic, cultural, or social identity. PII does not include information that has been anonymized.
Aggregate Information. “Aggregate Information” refers to information that does not by itself identify a specific individual. We gather certain information about you based upon where you visit on our Site and what other sites may have directed you to us. This information, which is collected in a variety of different ways, is compiled and analyzed on both a personal and an aggregated basis. This information may include the Website’s Uniform Resource Locator (“URL”) that points to the site you just came from, which URL you go to after visiting our Site, what browser you are using, and your Internet Protocol (“IP”) address.
We also gather Aggregate Information from our affiliates in connection with providing Services to Clients or Client Customers such as aggregated, anonymized data concerning driving behaviors and habits.
Client Customer Data. Client Customer Data consists of aggregated personal and non-personal information and data collected from Client Customers received or collected by Company in connection with the Services (“Client Customer Data”).
Zendrive Inc. provides and discloses to Company on an anonymized, aggregated basis Client Customer Data (including derivative information and analyses) relating to usage and users of the Services, including software integrated into applications on mobile devices, which is segmented by Client Customer. Zendrive Inc. may also provide and disclose to Company Client Customer Data segmented by Client Customer that does not contain personal information about Client Customer’s drivers or employees, or is de-identified and not connected to the name of any individual Client Customer driver or employee.
Information We Automatically Collect. We may receive, collect, generate and store certain types of information whenever you use the Services, as well as when Client Customers use the Services or otherwise interact with us. For example, one of our Services may collect Aggregate Information regarding driving activities or behavior and our Services may then analyze such data and generate derivative data or reports and other output. As another example, we may automatically record your activity when using the Service such as the time and date of your activities, your IP address, browser type, Internet Service Provider, page views, domains, operating system, and similar information.
User Content. User Content is information, data, text, files, software, graphics, music, audio, photographs, video, messages, communications or other materials (other than personal information or Client Customer Data), that you or Client Customers upload, submit, post, transmit, share or otherwise provide on, through the Service. For example, we receive and store User Content provided to Company when you (or, if applicable, Client Customers):
- Use the Services;
- Post, upload, submit or otherwise provide content, materials or other information on, through or to the Services;
- Fill out surveys or questionnaires or sign up for or enter promotions, events or other special activities on, through or to the Services;
- Communicate with Company or with other users or participants of the Services (including the content of such communications and information provided in connection with such communications); as well as
- Provide information to third parties and their web sites, applications and services which are accessed or used by Company or on, through or to the Services.